PPP PLUS is an innovative plan specially packaged For the modern lifestyle. Designed to be one of the most attractive and comprehensive PA Plans, it provides coverage for up to 6 people in a single policy. In addition to yourself as the insured you can also protect your family members, friends and colleagues.
FEATURES OF PPP PLUS
*
24-Hour Worldwide Personal Accident Coverage for the
insured against accidents while at work, leisure, traveling or even while sleeping.
*
This policy provides Auto Personal Accident Coverage for up to
5 persons including the driver and passengers of all your private vehicles. If the Insured is in the vehicle only 4 others are covered.
*
The Auto Personal Accident Coverage covers passengers on
an unnamed basis from ages 1 to 70. Children between the ages 1 to 15 are covered at 50% of the benefits.
*
BIG SAVINGS IN PREMIUM
PPP PLUS Is packaged with big savings in premium for you. It is a real value-for-money PA policy.
*
FREE AlAS MEMBERSHIP
You automatically become a member of AIAS (American International Assistance Service) which entitles you to free information on the following:-
-Pre-Trip Assistance
-Medical Assistance
-Emergency Evacuation Service
-Baggage Service
-Emergency Ticket Service
-Legal Assistance
-General Assistance Service
(Fees will be charged for actual services provided).
*
This policy provides a grace period of 31 days for renewal.
*
Age of entry is 16 to 65 years old. Renewal is accepted up to age 69.
*
Exclusions
The few exclusions are suicide, military service or operations, bacterial Infections, disease, war, hernia, illegal acts and AIDS.
BENEFITS/PREMIUM
Plan
A
B
C
D
E
F
G
FOR INSURED
Accidental Death & Permanent Disablement
50,000
75,000
100,000
125,000
150,000
175,000
200,000
Permanent Total Disablement
50,000
75,000
100,000
125,000
150,000
175,000
200,000
Bereavement Benefit
2,000
2,000
2,000
2,000
2,000
2,000
2,000
Medical Reimbursement
1.000
1.500
2,000
2,500
3,000
3,500
4,000
*FOR DRIVER & *PASSENGERS
(PER PERSON)
Accidental Death & Permanent Disablement
10,000
10,000
10,000
10,000
10,000
10,000
10,000
Permanent Total Disablement
15,000
15,000
15,000
15,000
15,000
15,000
15,000
Bereavement Benefit
2,000
2,000
2,000
2,000
2,000
2,000
2,000
Medical Reimbursement
1,000
1,000
1,000
1,000
1,000
1,000
1,000
Annual
Premium
Class 1 & 2
132
170
208
246
284
321
359
Class 3 & 4
254
348
442
535
629
723
817
* Benefit under this coverage does not extend to insured.
RATE OF BENEFITS
When as a result of an accident the insured suffers from any loss shown below within 365days, benefits shall be paid as follows:-
Injury
% of Sum Insured
1. Loss of life
100%
2. Permanent total loss of sight of both eyes
100%
3. Permanent total loss of sight of one eye
100%
4. Loss of or the permanent total loss of use of two limbs
100%
5. Loss of or permanent total loss of use of one limb
100%
6. Loss of speech and hearing
100%
7. Permanent and incurable insanity
100%
8. Permanent total loss of hearing
a) both ears
75%
b) one ear
25%
9. Loss of speech
50%
10. Permanent total loss of the lens of one eye
50%
11. Loss of or the permanent total loss of use of four fingers and thumb of
a) right hand
70%
b) left hand
50%
For other detail benefits refer to policy
*Occupational classes - Definition:
Class 1 & 2
White collar non-hazardous occupations with office, showroom or travel duties only i.e. lawyer; office executive; clerks; salesmen; non delivering merchants, overseeing or superintending engineers, semi-hazardous occupations with duties as a supervisor, not an operator, nor doing manual work i.e. physicians; dentists; supervising executives; merchants; general duties in store.
Class 3 & 4
Skilled or semi-skilled workers; using light machinery Le. filling station attendants, farmers; retail delivery clerks; building tradesman, taxi driver, industrial workers using heavy machinery or unskilled labourers i.e. lorry drivers, construction workers, crane operators, electricians, labourers etc.
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2008 Designed & Maintaned by eJilong
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