Services
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Table 1 : Target Market and Fire Rating
Target Market |
Occupation |
Rating |
C1A |
C1B |
Services |
- Clinic
- Foot Reflexology
- Hair/Beauty Salon
- Laundry
- Bridal House (excluding handphone and prepaid cards)
- Tailor Shop
- Photocopy Services
|
0.131%
0.131%
0.218%
0.308%
0.223%
0.254%
0.254% |
0.157%
0.157%
0.268%
0.379%
0.272%
0.314%
0.314% |
Table 2 : Basic
Section |
Coverage |
Sum Insured / Limits Of Liability (RM) |
1 |
Fire * |
To be determined by the insured (not exceeding RM3 million, please refer to the company). Subject to minimum premium of RM75.00 |
|
|
Tier 1 |
Tier 2 |
Tier 3 |
2 |
Burglary & Robbery |
30,000 or TSI** of Section 1, whichever is lower |
50,000 or TSI** of Section 1, whichever is lower |
80,000 or TSI** of Section 1, whichever is lower |
Total Premium *** |
Tier 1 |
Tier 2 |
Tier 3 |
|
Services |
300 |
500 |
800 |
OR
Deluxe
Section |
Coverage |
Sum Insured / Limits Of Liability (RM) |
1 |
Fire * |
To be determined by the insured (not exceeding RM3 million, please refer to the company). Subject to minimum premium of RM75.00 |
|
|
Tier 1 |
Tier 2 |
Tier 3 |
2 (a)
2 (b)
|
Burglary & Robbery
Money In Premises
- Duirng business hours
- After business hours (Locked Safe)
- Money in locked drawer / locked steel cabinet / locked cash register
Money In Transit
|
30,000 or TSI** of Section 1, whichever is lower
3,000
3,000
1,000
3,000
|
50,000 or TSI** of Section 1, whichever is lower
5,000
5,000
1,000
5,000
|
80,000 or TSI** of Section 1, whichever is lower
5,000
5,000
1,000
5,000
|
3 |
Plate Glass & Signboard |
3,000 |
5,000 |
10,000 |
4 |
Public Liability |
150,000 |
300,000 |
500,000 |
5 |
Payroll Protector ***** |
100,000 |
200,000 |
300,000 |
| Total Premium *** |
Tier 1 |
Tier 2 |
Tier 3 |
Services |
595 |
963 |
1,393 |
* Fire coverage includes Fire, Lightning, Explosion, RIot Strike and Malicious Damage, Bursting or
Overflowing of water tanks, apparatus and pipes.
** Total Sum Insured
*** Premium only applicable for benefits in section 2 for Basic Plan
**** Premium only applicable for benefits in sections 2(a), 2(b), 3, 4 & 5 for Deluxe Plan
***** Named Insured Persons are free from physical impairment or deformity
|