Retail
The ultimate insurance package for your business
My Business My Choice
Table 1 : Target Market and Fire Rating
Target Market |
Occupation |
Rating |
C1A |
C1B |
Retail Outlet |
- Aquarium (excludes livestock)
- Bag & Luggage Shop
- Bicycle Shop
- Bookstore
- Baby Products Shop
- Carpet Retail
- Ceramic Ware Shop
- Clothing Shop
- Costume Jewellery Shop
- Fishing Gear Retail (for hobby purposes only)
- Florist Shop
- Food And Beverage Shop
- Fruits And Vegetable Shop
- Furniture Shop
- Gift / Souvenir Shop
- Hair / Beauty Products Shop
- Handicraft Shop
- Healthcare Appliances Shop
- Hooby / Toy Shop
|
- Home Furnishing
- Kitchenware Shop
- Leather Goods Shop
- Lighting Shop
- Lingerie / Boutique
- Music Instrument Shop
- Music Casette and CD Shop
- Office Equipment Retail (excludes computers)
- Pet Shop (excludes livestock)
- Plastic Ware Shop
- Shoe Shop
- Sports Equipment Retail (excludes golf equipment)
- Stationery Shop
- Sundry Shop (excludes mini market)
- Tidbits Shop
- Organic Food
- Tea House
|
|
0.254% |
0.314% |
| |
|
0.222% |
0.280% |
Table 2 : Basic
Section |
Coverage |
Sum Insured / Limits Of Liability (RM) |
1 |
Fire * |
To be determined by the insured (not exceeding RM3 million, please refer to the company). Subject to minimum premium of RM75.00 |
|
|
Tier 1 |
Tier 2 |
Tier 3 |
2 |
Burglary & Robbery |
30,000 or TSI** of Section 1, whichever is lower |
50,000 or TSI** of Section 1, whichever is lower |
80,000 or TSI** of Section 1, whichever is lower |
Total Premium *** |
Tier 1 |
Tier 2 |
Tier 3 |
|
Retail Outlets |
300 |
500 |
800 |
OR
Deluxe
Section |
Coverage |
Sum Insured / Limits Of Liability (RM) |
1 |
Fire * |
To be determined by the insured (not exceeding RM3 million, please refer to the company). Subject to minimum premium of RM75.00 |
|
|
Tier 1 |
Tier 2 |
Tier 3 |
2 (a)
2 (b)
|
Burglary & Robbery
Money In Premises
- Duirng business hours
- After business hours (Locked Safe)
- Money in locked drawer / locked steel cabinet / locked cash register
Money In Transit
|
30,000 or TSI** of Section 1, whichever is lower
3,000
3,000
1,000
3,000
|
50,000 or TSI** of Section 1, whichever is lower
5,000
5,000
1,000
5,000
|
80,000 or TSI** of Section 1, whichever is lower
5,000
5,000
1,000
5,000
|
3 |
Plate Glass & Signboard |
3,000 |
5,000 |
10,000 |
4 |
Public Liability |
150,000 |
300,000 |
500,000 |
5 |
Payroll Protector ***** |
100,000 |
200,000 |
300,000 |
| Total Premium *** |
Tier 1 |
Tier 2 |
Tier 3 |
Retail Outlets |
595 |
963 |
1,393 |
* Fire coverage includes Fire, Lightning, Explosion, RIot Strike and Malicious Damage, Bursting or
Overflowing of water tanks, apparatus and pipes.
** Total Sum Insured
*** Premium only applicable for benefits in section 2 for Basic Plan
**** Premium only applicable for benefits in sections 2(a), 2(b), 3, 4 & 5 for Deluxe Plan
***** Named Insured Persons are free from physical impairment or deformity
|
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