Whether you are traveling for business or pleasure, there are many unforseen circumstances that may force you to cancel your trip, return home early or seek emergency medical treatment abroad.

AIG Assist has been designed to protect you and give you peace of mind while traveling overseas. From medical emergency to lost of luggage, we have got you covered.

• Coverage includes TERRORISM
• High Medical Expenses Reimbursement
  up to RM300,000. We even take care of your follow-up medical treatment in Malaysia up to RM30,000.
• Unlimited Medical Evacuation & Repatriation
  All medical evacuation due to accident and illness are covered.
• Compassionate Visit
  If you are hospitalized for more than 5 days and your medical condition forbids your repatriation, AIG Assist will organize and pay for a round trip economy class air ticket for a family member to be at your bedside. In addition, an amount of up to RMSOO per day will be given to your family member for the cost of his stay until you return home.
• Child Guard
  If you are hospitalized and accompanied by a minor child and if no adult accompanies you, AIG Assist will organize and pay for a round trip economy air ticket for an immediate family member or next of kin residing in Malaysia to take care of the minor child and accompany him or her home. An amount up to RMSOO per day will also be reimbursed for the cost of stay.
• Cancellation Benefit
  This is the only benefit which operates from the moment the Policy is issued until the departure time:
  (i) Up to RM 18,000 reimbursement for any prepaid irrecoverable deposits related to the cancelled trip.
  (ii) Reason for cancellation - serious illness, injury or death to you or your immediate family or damage
  to your residence due to natural disaster.
  Note: The cause of cancellation must happen at least
  one day after the date of purchase of the insurance
  policy, except where caused by Accident.
  (iii) Hijack.
• Up to RM 18,000 Reimbursement Curtailment Benefit
  due to serious illness or death to you or your immediate family or damage to your residence due to natural disaster.
• Personal Accident Lump Sum Payment of RM200,000
  upon death and disablement due to accident.
• Personal Liability Abroad up to RM1 million.
• Loss of Travel Documents Reimbursement up to RM5,000 for additional accommodation, travel expenses and telecommunication bills like telephone or facsimile charges incurred due to such loss.
• Loss or Damage to luggage and personal effects Reimbursement up to RM5,000.
• Loss of Money includes cash, bank and currency notes that are kept with you up to RM7S0. The loss has to be reported to the Police within 24 hours.
• RM200 will be compensated for Flight Delay for the first 8 hours from the departure time, and RM300
  subsequently for every 8 hours, up to RM3200 (excluding chartered flight).
• Baggage Delay up to RM700 per insured person for more than 8 consecutive hours from the scheduled
  arrival time.
• Hospital Income RM2S0 per day up to Maximum 60 Days.
• Compassionate Visit in the Event of Death of the Insured Person.
• Includes Winter Sports and Scuba Diving without additional premium.
• Child Education Fund up to RMSOOO due to insured's death.
• Includes One way Cover.
• Covers maximum up to 182 days per trip.
• Maximum Age Cover - up to 80 years old.