Be Smart CHoose To Protect Your Way of Life Today!
Safe & Smart Flexi-3 Priority Cover is the ideal solution
For your key protection needs. You can enjoy:
- Greater Protection Flexibility
The freedom to sign up for one plan now, and
add two other different plans to your policy when
the need arises.
- Broader Coverage
You can insure yourselF and your Family at the
same time, and choose the premiums that best suit
your budget.
- Easy, Hassle-Free Premium Payment
The best part is, you can pay For your premium by
monthly instalments, or annually, using your credit
card. Annual premiums can also be paid via cash
payment to be paid at AHA Cashier Counter, or
by sending your Cheque/Money Order/Bank
Draft to AHA.
- Prompt Processing Of Claims
When you need to make a claim, just call
1-800-8888-11 (Accident and Health Division)
and your request will be personally handled.
Circumstances beyond our control such as assaults and accidents can disrupt our daily lives. Now, you
can be prepared to protect your Family's living standards from the Financial trauma posed by these
unexpected mishaps with Safe & Smart Personal Protection Plan.
AD & D Benefit For Assault
Besides the usual Accidental Death and Disablement BeneFit, this comprehensive personal protection
plan offers you up to RM600,000 in cash benefits for assault, and a Trauma Assistance Benefit should
the unavoidable happens.
Privileged Access To Medical Advice From World-Class Doctors With
Tele-Medicine Access (Please refer to page 10 for details.)
Enjoy Premiums Starting From As Little As RM 1 A Day
The best part is, you can choose from 3 affordable plans, with the option of insuring just yourselF, or
insuring your whole Family 24 hours a day, worldwide.
Attractive Anniversary Bonus
Enjoy 50% increase on all benefits* on your 2nd year renewal, and 100% increase on all benefits* on
your 3rd year renewal.
* Except for AD & D Benefit For Assault
Total Peace Of Mind For You And Your Loved Ones
There has never been a better time to secure the assurance of comprehensive
protection! Take this important first step For your Family's Financial stability: sign up now!
Personal Protection |
| Benefits |
Plan A |
Plan B |
Plan C |
| Accidental Death & Disablement Benefit |
RM100,000 |
RM200,000 |
RM300,000 |
| AD & D Benefit for Assault |
RM200,000 |
RM400,000 |
RM600,000 |
| Trauma Assistance Benefit |
RM5,000 |
RM7,000 |
RM10,000 |
| Medical Reimbursement for Accident |
RM2,000 |
RM3,000 |
RM5,000 |
| Sinseh or Traditional Treatment (Due to accident) |
RM300 |
RM400 |
RM500 |
| In-Hospital Allowance (Maximum 100 Days, Due to accident) |
RM50 per day |
RM100 per day |
RM200 per day |
| Tele-Medicine Access (Second Opinion & Case Management) |
Access to Medical Advice From World-Class Doctors |
| MONTHLY PREMIUM |
| Self |
RM30 |
RM41 |
RM61 |
| *Family |
RM67 |
RM89 |
RM138 |
| ANNUAL PREMIUM |
| Self |
RM345 |
RM462 |
RM708 |
| *Family |
RM775 |
RM1,025 |
RM1,578 |
| **Occupational Class of Proposer |
Class 1,2,3 & 4
Full-time Tertiary Education Student |
Class 1 & 2 |
Class 1 & 2 |
* Under the family Plan, all children between the ages of 1 to 18 years old are covered at 20% of all benefits. Spouse coverage is the some as the insured's benefits.
Entry age of proposer is from 18 to 60 years and is renewable up to age 65.
Anniversary Bonus: A total of 50% increase on all benefits# in the 2nd (second) year of renewal. 100% increase on all benefits# in the 3rd (third) year of renewal. Anniversary Bonus is only
applicable after 12 months of consecutive coverage.
#Except for AD & D Benefit for Assault.
**
Qualification of Occupation Class
Class 1: White collar, non-hazardous occupations with office, showroom or travel duties, excludes delivery merchants.
Class 2: Overseeing or superintending engineers, semi-hozordous occupations with duties as supervisor but not actual operator.
Class 3 & 4: Skilled Of semi-skilled workers using light machinery, industry heavy machinery, Of unskilled labourers(foreign workers are excluded).
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